In today’s fast-paced world, financial emergencies can arise unexpectedly, leaving individuals in need of immediate monetary assistance.
For residents of Hattiesburg, Mississippi, Advance America, located at 3901 Hardy Street, Suite 20, has been a reliable resource for short-term financial solutions.
This article delves into the services offered by Advance America, its operational details, and addresses common questions to provide a comprehensive understanding of what clients can expect.
About Advance America
Advance America is a prominent financial services provider specializing in short-term lending solutions. With a commitment to assisting individuals facing unforeseen expenses, the company offers a range of products tailored to meet diverse financial needs.
Services Offered
1. Payday Loans:
Also known as cash advances, payday loans are short-term loans designed to provide immediate funds to cover expenses until the borrower’s next paycheck. In Mississippi, clients can borrow up to $416, with loan terms typically ranging from two to four weeks. citeturn0search0
2. Installment Loans:
For those requiring larger sums or extended repayment periods, installment loans offer a viable option. Borrowers can access amounts up to $2,500, with repayments spread over scheduled installments, making it more manageable for individuals to meet their financial obligations. citeturn0search0
3. Title Loans:
By using a vehicle title as collateral, clients can secure loans that provide immediate cash while still retaining the use of their vehicle during the loan term. This option is suitable for those who own their vehicles outright and need access to funds without selling their assets.
Contact Information
- Phone Number: (601) 296-0900
- Address: 3901 Hardy Street, Suite 20, Hattiesburg, MS 39402
- Website: Advance America – Hattiesburg, MS
Operating Hours
- Monday to Thursday: 10:00 AM – 6:00 PM
- Friday: 9:00 AM – 7:00 PM
- Saturday: 9:00 AM – 2:00 PM
- Sunday: Closed
These hours ensure that clients have ample opportunity to visit the branch and access the services they require.
Application Process
Applying for a loan at Advance America is designed to be straightforward and user-friendly:
1. In-Store Application:
Clients can visit the Hattiesburg branch during operating hours to apply in person. The process involves filling out a simple application form, after which the staff will review the information and, upon approval, disburse the funds promptly.
2. Online Application:
For added convenience, Advance America offers an online application platform. Clients can complete the application from the comfort of their homes, and upon approval, choose to receive funds electronically or visit the branch to collect the cash.
Eligibility Requirements
To qualify for a loan, applicants typically need to provide:
- Valid Identification: A government-issued ID to verify identity.
- Proof of Income: Recent pay stubs or other documentation to demonstrate the ability to repay the loan.
- Active Checking Account: Necessary for the disbursement and repayment of funds.
Specific requirements may vary based on the loan product and state regulations.
Customer Experience
Advance America prides itself on delivering exceptional customer service, ensuring that clients have a seamless and stress-free experience when seeking financial assistance. The Hattiesburg branch, in particular, has received numerous positive reviews from satisfied customers, who frequently commend the professionalism, courtesy, and efficiency of the staff. Many clients appreciate the welcoming environment and the willingness of the representatives to explain loan options in detail. One reviewer specifically mentioned, “The process was so simple and fast,” emphasizing the company’s commitment to providing quick and hassle-free financial solutions. Customers also highlight the transparency in loan terms, which helps them make informed borrowing decisions. With a focus on customer satisfaction, Advance America continues to build a strong reputation for reliability and quality service.
Frequently Asked Questions (FAQs)
1. What does the phone number 6012960900 belong to?
It belongs to Advance America, a financial service provider in Hattiesburg, Mississippi.
2. What services does Advance America offer?
They offer payday loans, installment loans, and title loans to help with short-term financial needs.
3. Where is Advance America located?
The branch is at 3901 Hardy Street, Suite 20, Hattiesburg, MS 39402.
4. What are the working hours of Advance America in Hattiesburg?
They operate Monday to Friday with varying hours and are closed on Sundays.
5. How can I apply for a loan at Advance America?
You can apply in-store or online, providing ID, proof of income, and a checking account.
6. What is the maximum payday loan amount in Mississippi?
The maximum amount you can borrow for a payday loan is $416.
7. How quickly can I receive the loan funds?
Most approved loans are disbursed the same day.
8. Can I pay off my loan early?
Yes, early repayment is allowed without penalties.
9. Is Advance America a legitimate financial institution?
Yes, it is a reputable lender with locations across the U.S.
10. How can I contact Advance America in Hattiesburg?
You can call them at 601-296-0900 or visit their official website.
Summary
Advance America in Hattiesburg, MS, provides short-term financial solutions, including payday, installment, and title loans.
Located at 3901 Hardy Street, the branch operates with flexible hours for customer convenience. The application process is simple, requiring valid ID, proof of income, and a checking account. Loan approval is fast, often with same-day disbursement. Customers can apply in-store or online and repay early without penalties.
The company has received positive reviews for its efficient service. For inquiries, individuals can call 601-296-0900 or visit the official website.
